About us

Emilio Merchan

Emilio Merchan is the Managing Director of Merchan Finance.

Emilio has gathered an extensive knowledge base throughout his working career – starting in the finance industry in 2000 as a financial planner.

Emilio realised that his passion was helping clients with their property finance needs where he applies an approach to educate and inform and always puts his clients best interest first.

Professionalism and best practice are values long advocated by Emilio. He has a distinctive edge when assisting his clients and aspires to make a difference by providing the ultimate finance experience.

In his downtime, Emilio likes to spend time with his wife Kate and their 3 sons, catch up with family & hang-out with his mates. Emilio also enjoys playing tennis and chilling out watching TV – particularly sports, documentaries, TV series and movies.

Emilio Merchan is a credit representative (395082) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

Professional Partners

Merchan Finance has an established team of professional partners that can assist clients with services outside finance & lending including life insurance, financial planning, accounting, conveyancing, legal, property sales & management.

Broker Group

Emilio is a member of Choice Aggregation Services. Founded in 1997, Choice has grown to become one of Australia’s largest and most respected finance broking operations. Choice is a member of the Loan Market Group and enjoys an industry-wide reputation for quality and trustworthiness. Choice has access to an extensive lender panel and affiliates giving its members thousands of options so they can deliver the most competitive solutions to benefit clients.

Have any Questions?

Property Purchase

Buying a property will be one of the biggest financial decisions you’ll ever make. It’s important to plan ahead whether it’s your first home, upgrading to a new home home or buying an investment property.

When planning ahead, it’s critical you have all the necessary finance information so you have peace of mind that you can afford the property. Merchan Finance will review your financial position, outline the costs of the property purchase, loan you will require, own funds you’ll need to contribute, your estimated loan repayments and provide an indication of your borrowing power.

We will search the lender panel and show you up to 3 lenders that suit your needs. Once you’re comfortable with a particular lender, we’ll commence the application process to obtain your finance approval.

Motor Vehicle Purchase

At Merchan Finance, we have access to a wide range of car finance products to suit all needs. Whether you’re purchasing a motor vehicle for business use or personal use, we can find the right solution for your needs.

Home Improvement

Homeowners love to renovate their home – whether its modernising a kitchen, tiling a bathroom or building an alfresco area for outdoor entertaining – they are always planning their dream improvements

Home improvements can often be costly and restricted by a limited budget.

At Merchan Finance, we help homeowners obtain finance solutions so they can complete their dream improvements

Debt Consolidation

Life can be challenging when you are juggling multiple debts like a home loan, credit cards, car loans and personal loans. Debt consolidation can help you manage your repayments with one loan and one repayment.

At Merchan Finance, we can assist you with debt consolidation to help you save money and simplify your money management process by combining multiple debts into one loan with one lower repayment amount.

Refinancing

If your loan has been in place for 2-3 years or more, there is a good chance that your interest rate is not as good as it could be.

Refinancing can allow you to obtain a lower interest rate so you can save money that can help you pay off your loan sooner or assist you with your day to day living needs.

At Merchan Finance, we review your financial position, objectives and requirements and present you with a comparison report of your current loan against other suitable products in the market.

If there’s a loan product that better suits your needs and you’re comfortable with a particular lender, we’ll commence the application process to obtain your finance approval and ensure your new loan account is set up properly.

Business Finance

Are you starting a business or looking to expand? Merchan Finance can assist business owners achieve their goals with a range of finance solutions including business loans, overdrafts, motor vehicle, equipment and trade finance options.

Other Services

At Merchan Finance, we also have professional partners that can assist you with related services including life insurance, financial planning, accounting, conveyancing, property selling, property buying & property management.